Getting cheap car insurance in Idaho is simple but getting low cost policies can be tough for some local residents in this mid-state. Car insurance policies issued in Idaho have a legal limit for bodily injury of $25,000 per individual with a maximum of $50,000 for each accident that occurs and a limit of $15,000 for property damaged during the incident. This state uses tort law for Idaho auto insurance policies therefore any motorist that is at fault for the accident becomes responsible for all the damages along with their policy provider.

The monthly premiums of Idaho car insurance vary month to month so getting a low rate is possible. This is because cheap car insurance quotes greatly depend on zip code. But on average local residents pay low annual car insurance premiums when compared to the national average of $1,766. Another fact that individuals on the market for acheap auto insurance need to be on the lookout for is that different insurance firms offer different rates. Therefore getting low cost coverage requires one to compare various competitive car insurance rates.

Some of the sources for getting cheap car insurance in Idaho are local insurance agents and online based insurance firms. Local auto insurance agents in this state can be located in Idaho Falls, Nampa, Twins Fall, Boise, Caldwell, Moscow, Pocatello, Meridian and Lewiston among others. But residents with access to the internet can checkout different sites directly or through the search engine’s indexed results. On some websites general quotes get listed on the page. But on most sites they give users the option of getting rates specified for their vehicle. All the need to enter to receive a quick hassle free car insurance quote is their zip code and their car information. Others also list local agents and rates.

For More Information

Idaho Department of Insurance
700 West State Street
P.O. Box 83720
Boise, ID 83720-0043
Phone: (208) 334-4250