Cheap Car Insurance In Connecticut

The car insurance business in Connecticut is has been booming for the last few decades with the number of car owners tripling almost yearly. However, some worrying statistics have been coming out lately with insurance levels dropping and non-standard car insurance emerging. These companies deal with Connecticut drivers who are difficult or cannot be insured under traditional policies. They are definitely acceptable risks for the car insurance companies who are ready to cover them at inflated premium rates through sub-standard plans.

Like in the other states, Connecticut requires all registered vehicles to carry minimum liability insurance. The current minimum levels are as follows:

• $20,000 bodily injury liability maximum for one person injured in an accident.
• $40,000 bodily injury liability maximum for all injuries in one accident.
• $10,000 property damage liability maximum for one accident

Drivers have a variety of auto insurers to choose from, and a quick browse on the internet can quickly provide you with several car insurance quotes. You only have to compare the car insurance quotes and decide which one to go for on your own preference. The deal can be made sweeter by the fact that the Connecticut government does not control premium. The car insurance best rates here are thanks to the liberalized nature of the auto insurance industry.

Some Connecticut auto insurance companies offer consumers discounts based on driving habits, past payment history and other factors lowering their claims risk. Some discounts that may be available include those for multiple policies, defensive drivers, low mileage, safety or anti-theft devices, car pools and mature drivers.

There are a few other means of getting cheap car insurance, these include driving carefully, setting the highest possible deductibles, getting to know about the discounts and choosing your new car carefully (not too expensive and not susceptible to regular breakdowns)

For More Information

Connecticut Insurance Department
153 Market Street
Hartford, CT 06103
Phone: (860) 297-3800
Fax: (860) 566-7410